AI patent activity in U.S. property and casualty insurance is concentrated among few carriers, highlighting strategic shifts towards generative and agentic AI technologies in underwriting and claims.

Congress faces a deadline to extend ACA subsidies that prevent premium hikes for millions, but partisan divisions create uncertainty amid a critical midterm election year.

Florida's 2022-2023 insurance reforms have significantly stabilized its P&C market by reducing litigation abuse and attracting reinsurers, according to Insurance Commissioner Mike Yaworsky. The reforms curb assignment-of-benefit abuses and reduce claims litigation, leading to improved market stability and expanded consumer coverage options.

Heritage Property & Casualty Insurance secures approval for average 3.3% rate reduction in Florida, reflecting impacts of recent state insurance reforms.

Millions of Americans enrolled in ACA marketplaces face rising premiums as enhanced COVID-era subsidy tax credits are set to expire, challenging affordability and insurance market stability.

Senate Democrats advance a clean three-year extension of enhanced ACA tax credits to prevent health insurance premium hikes, spotlighting the ongoing legislative healthcare debate in the U.S.

Farmers Insurance removes policy caps in California, expands homeowners coverage while seeking 6.99% rate hike under Sustainable Insurance Strategy to stabilize market.

Congress confronts a critical deadline to extend Affordable Care Act subsidies amid partisan divisions, impacting health insurance markets and regulatory compliance.

Medicare Part D faces significant plan reductions and rising costs in 2026. Beneficiaries must review their drug plans before the December 7 deadline to avoid premium hikes and coverage losses.

Explore the latest trends in U.S. insurance agency mergers and acquisitions for 2026, including market activity, valuation multiples, buyer strategies, deal structures, and internal perpetuation challenges affecting insurance brokers and agencies.