Health insurance premiums in the U.S. are rising faster than inflation and common consumer goods. This summary explores causes, market impact, and regulatory challenges in 2024 and beyond.

Explore the Medicare cliff phenomenon where older adults lose Medicaid coverage at 65, leading to increased Medicare costs and coverage changes. Understand eligibility, cost differences, and programs to ease the transition.

Colorado residents may see health insurance premiums rise up to 196% as expiring tax credits end, impacting affordability and increasing out-of-pocket costs. Regulatory reviews underway.

Pennsylvania's 2026 health insurance rates for individual and small business plans are set to rise significantly, driven by higher healthcare costs and the end of ACA premium tax credits. Public comments are open through September before final approval.

Oscar Health's innovative routing technology is driving claims deflation and profitability, reshaping healthcare delivery and insurance cost management in the U.S. market.

Marketplace insurers plan a median premium increase of 15% in 2026 driven by expiration of enhanced premium tax credits and tariff effects on medical costs, per Peterson Center and KFF analysis.

In 2024, US health insurance premiums rose 6% for individuals and 7% for families, with significant state-by-state cost disparities affecting affordability and market dynamics.

Medicare Advantage plans serving 30 million Americans may face cuts or changes due to rising medical utilization and costs. This impacts benefits, networks, and out-of-pocket costs, making the Medicare Annual Election Period critical for plan comparisons.

Texas hospitals reported $329 million in estimated costs for care of undocumented patients from Dec 2024 to Feb 2025, highlighting gaps in payment data and uninsured care context.

S&P Global Ratings warns that proposed Medicaid funding cuts and reimbursement freezes may impact U.S. healthcare providers' financial stability, potentially reducing care access and increasing costs.