INSURASALES

Tag: Healthcare Costs

Analysis of Rising U.S. Health Insurance Premiums and Insurability Challenges

Explore the rising trend of U.S. health insurance premiums post-ACA, the shift from traditional indemnity insurance to prepaid healthcare models, and the insurability challenges impacting the industry.

2026 Social Security COLA Rise Eroded by Medicare Premium Increases

Social Security benefits in 2026 will increase by 2.7%, but rising Medicare Part B and D premiums will significantly reduce the net gain for retirees, highlighting challenges in healthcare cost inflation and COLA calculations.

Milliman 2025 Retiree Health Cost Index: Average Couple Needs $388K for Retirement Healthcare

Milliman's 2025 Retiree Health Cost Index estimates a $388,000 healthcare savings need for a typical 65-year-old couple, highlighting cost trends influenced by coverage type and regulation.

Key Medicare Enrollment Strategies to Reduce Retirement Healthcare Costs

Explore essential Medicare enrollment strategies and supplemental coverage options to control rising healthcare costs for retirees. Learn about enrollment periods, penalties, and annual plan reviews for better retirement healthcare planning.

2026 ACA Marketplace Faces Highest Premium Increases in Five Years Due to Market Instability

The 2026 ACA marketplace anticipates the largest premium increases in five years amid market instability, tax credit expirations, and rising healthcare costs.

Hospital ACO Participation Shows Limited Impact on Emergency Department Admissions and Costs

Study finds hospital involvement in Medicare ACOs does not significantly change emergency department admission rates, length of stay, or costs, suggesting current ACO models have limited impact on acute care spending.

Connecticut Health Insurers Propose Double-Digit 2026 Premium Hikes Amid Cost Pressures

Connecticut insurers seek double-digit health insurance premium hikes for 2026 amid rising healthcare costs and potential federal subsidy expirations, affecting thousands of ACA marketplace and small group plan enrollees.

U.S. Economy Faces Employment Stagnation, Inflation, and Market Uncertainty in 2025

Explore key factors impacting the U.S. economy in 2025 including employment slowdowns, inflation trends, tariff effects, wage stagnation, and corporate investment shifts amid regulatory changes.

Medicare Trustees Report 2025 Projects HI Trust Fund Depletion by 2033

The 2025 Medicare Trustees Report projects Hospital Insurance trust fund depletion by 2033, with increasing Medicare costs impacting beneficiaries and taxpayers. Explore implications for Medicare policy and finance.

Fidelity Estimates $172,500 in Retirement Healthcare Costs; Financial Services Embrace Digital Shift

Fidelity projects $172,500 healthcare costs for 65-year-olds retiring in 2025, as financial services accelerate shift to digital customer channels.