California court finds FAIR Plan's smoke damage claim restrictions unlawful, impacting wildfire-related home insurance coverage and insurer liability standards.

California Insurance Commissioner expands FAIR Plan coverage to commercial properties and enhances transparency as wildfire claims and regulatory scrutiny increase. Learn about the impacts on insurers and policyholders.

Explore how the 2025 California wildfires are reshaping insurance claims handling, market capacity, and emerging solutions like parametric insurance amid growing wildfire risks.

California's state-backed FAIR Plan faces lawsuits from homeowners over disputed wildfire insurance claims, highlighting challenges in claim processing and regulatory compliance.

California homeowners sue major insurers alleging collusion to deny coverage in fire-prone areas, forcing reliance on the California FAIR Plan with higher premiums and lower coverage.

Consumer Watchdog sues California Insurance Commissioner over FAIR Plan surcharges, challenging insurer cost-shifting practices and regulatory compliance under wildfire assessments.

The lawsuit by Consumer Watchdog against the California Department of Insurance could deepen the state's insurance crisis by challenging cost recovery efforts by insurers under the FAIR Plan.

Discover Colorado's new FAIR Plan for homeowners insurance, designed as a last-resort option for those declined by standard insurers. Get details on coverage and eligibility.

California's FAIR Plan receives $1 billion infusion to cover wildfire claims, impacting homeowners state-wide.