California homeowners sue major insurers alleging collusion to deny coverage in fire-prone areas, forcing reliance on the California FAIR Plan with higher premiums and lower coverage.

Consumer Watchdog sues California Insurance Commissioner over FAIR Plan surcharges, challenging insurer cost-shifting practices and regulatory compliance under wildfire assessments.

The lawsuit by Consumer Watchdog against the California Department of Insurance could deepen the state's insurance crisis by challenging cost recovery efforts by insurers under the FAIR Plan.

Discover Colorado's new FAIR Plan for homeowners insurance, designed as a last-resort option for those declined by standard insurers. Get details on coverage and eligibility.

California's FAIR Plan receives $1 billion infusion to cover wildfire claims, impacting homeowners state-wide.