Protective Life and West Coast Life settled an $80M California class action alleging failure to follow lapse notification laws for nonpayment of life insurance premiums.

California Realtors organize an Insurance Task Force to address homeowner insurance availability and affordability challenges in fire-prone areas, aiming to provide policy recommendations to state authorities.

California's property insurance market is under strain from wildfire losses, prompting urgent calls for regulatory reform and new risk management strategies to ensure market stability and affordability.

State Farm obtains interim approval for a 17% rate increase on California home insurance policies due to wildfire claims and shrinking surplus. Further hearings will assess final rate legality and consumer protections.

California Department of Insurance approves a 17% emergency home insurance premium increase for State Farm to stabilize finances post-LA wildfires. Rate hikes affect 1M homeowners and reflect broader wildfire insurance challenges.

California court certifies class in lawsuit against insurers for failing to offer lowest rates to good drivers, involving National General subsidiaries and over 900,000 consumers.

Tahoe Donner Association secures a $2.5M wildfire insurance policy linking premiums directly to decades of active forest management, setting a precedent for wildfire risk pricing.

Explore essential federal COBRA and California state requirements for employer health benefits continuation coverage and compliance obligations.

In 2025, California homeowners filed lawsuits accusing insurers of conspiring to restrict fire insurance coverage in wildfire-prone areas, pushing homeowners toward the FAIR Plan with higher premiums and fewer benefits.

The lawsuit by Consumer Watchdog against the California Department of Insurance could deepen the state's insurance crisis by challenging cost recovery efforts by insurers under the FAIR Plan.