INSURASALES

Tag: California Insurance

California Class Certification Granted in Good Driver Rate Lawsuit

California court certifies class in lawsuit against insurers for failing to offer lowest rates to good drivers, involving National General subsidiaries and over 900,000 consumers.

Tahoe Donner’s Forest Management Leads to Novel Wildfire Insurance Policy

Tahoe Donner Association secures a $2.5M wildfire insurance policy linking premiums directly to decades of active forest management, setting a precedent for wildfire risk pricing.

COBRA Compliance: Federal and California Requirements for Employer Health Benefits

Explore essential federal COBRA and California state requirements for employer health benefits continuation coverage and compliance obligations.

Lawsuits Accuse Insurers of Conspiring to Limit Fire Insurance in California

In 2025, California homeowners filed lawsuits accusing insurers of conspiring to restrict fire insurance coverage in wildfire-prone areas, pushing homeowners toward the FAIR Plan with higher premiums and fewer benefits.

Litigation Threatens Stability of California’s Insurance Market Amid Wildfire Risks

The lawsuit by Consumer Watchdog against the California Department of Insurance could deepen the state's insurance crisis by challenging cost recovery efforts by insurers under the FAIR Plan.