Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Explore current U.S. mortgage rates, refinancing trends, and Federal Reserve policy impact through 2025. Key insights for mortgage industry professionals.

Florida's recent insurance reforms drive new property insurers into the market, lowering homeowners and auto insurance rates and reducing litigation.

The National Insurance Crime Bureau forecasts a 49% rise in identity crime fraud in 2025, emphasizing synthetic identity fraud's impact on insurance claims and industry risk management.

The 2025 Allianz study shows falling financial confidence among Americans, emphasizing the critical role of financial professionals in personalized retirement planning amid market uncertainty and economic challenges.

US workers' comp insurance remains a stable contributor to commercial insurers' earnings despite health sector inflation. Medical cost trends and emerging risks outlined.

AM Best upgrades Crum & Forster to A+; Aspen Insurance ratings under review following Sompo’s $3.5B acquisition. Moody's and S&P assess impact on global specialty insurance and reinsurance sectors.

Explore VALife, a guaranteed-acceptance life insurance from the VA for veterans with service-connected disabilities. No medical exam required, coverage up to $40,000.

Continental General Insurance completes risk recapture from Munich Re on life and long-term care policies, boosting assets and reserves with full risk assumption.

Massachusetts insurance regulators require five health insurers to refund $75.6 million to consumers for not meeting medical loss ratio standards, reinforcing regulatory oversight and consumer protections.