In 2025, major U.S. health insurers face financial and operational setbacks while smaller, focused payers achieve significant growth by leveraging market-specific strategies and managing costs effectively, reshaping the Medicare Advantage and ACA markets.

CCC Intelligent Solutions joins the AI Governance Alliance to advance responsible AI development in the P&C insurance industry, enhancing transparency, accountability, and regulatory alignment.

Rhode Island Senate Bill S1015 proposes comprehensive reforms to unfair claims settlement practices, enhancing standards for appraisal, direct payments, and total loss determinations in auto insurance.

UnitedHealth Group sued for allegedly misleading shareholders about the financial impact of strategic shifts following CEO's death and claims denial changes, resulting in significant stock losses.

Bread Savings™ provides high-yield CDs with terms from 3 months to 5 years, offering fixed APYs up to 4.40%. FDIC insured with tiered early withdrawal penalties and a $1,500 minimum deposit.

Discover key insurance challenges and strategies related to rising fire risks from residential electric vehicle charging, including claims complexity and coverage coordination.

Homeowners insurance premiums in Texas have surged due to increased extreme weather events and regulatory challenges, impacting affordability and market stability.

The NY Department of Financial Services reiterates rigorous, consistent standards for licensing financial institutions, emphasizing compliance and consumer protection for insurers and financial firms.

Raymond James and other institutional investors increase stakes in F&G Annuities & Life, while insiders also boost holdings. The company shows stable fundamentals and steady dividends.

Florida's 2024 homeowner insurance premiums may decrease as reduced reinsurance costs and tort reform lower windstorm risk expenses. Market stability emerges post-2024 hurricanes.