INSURASALES

Medicare Advantage Enrollment Risks: Medigap Underwriting and Switching Limits

Explore the implications of enrolling in Medicare Advantage plans and later switching to original Medicare with Medigap, focusing on medical underwriting and enrollment restrictions that impact U.S. beneficiaries.

Children’s Hospital Association Seeks ACA Rule Improvements to Protect Pediatric Coverage

The Children’s Hospital Association and partners submitted regulatory comments urging stronger ACA rules to safeguard children's health insurance coverage and prevent harmful Medicaid cuts.

Optimizing Health Insurance Member Portals for Enhanced Engagement and Experience

Explore how health insurance member portals equipped with personalized dashboards, self-service tools, and AI-driven communication enhance member engagement and support healthcare consumerism trends.

U.S. Pet Insurance Market Expands Amid Rising Veterinary Costs

The U.S. pet insurance market is growing rapidly as veterinary costs rise and more pet owners seek coverage. Industry dynamics, competition, and private equity investments are shaping this expanding sector.

U.S. Ground Ambulance Surprise Billing Protections Lag Behind Federal Law

Ground ambulance rides are excluded from the No Surprises Act, leaving many patients exposed to surprise bills. State laws vary, and insurer concerns about premium impacts slow federal progress.

IRS Multifactor Test Faces Legal Challenge Over Nonprofit Political Speech

Legal challenge targets IRS's multifactor 'facts and circumstances' test, alleging it suppresses conservative nonprofits' political speech and hampers tax-exempt status approvals.

Lemonade’s AI-Powered Insurance Growth Faces Regulatory Hurdles and Market Recovery

Explore Lemonade's AI-driven insurance growth, regulatory challenges, and recovery prospects as it expands premiums and improves margins in a competitive market.

U.S. Commercial Liability Insurance Sees Seventh Year of Premium Increases

Explore key trends in U.S. commercial liability insurance premiums, capacity shifts, risk retention strategies, and underwriting challenges amid rising court settlements and market pressures.

Mercury Insurance Highlights Proactive Hurricane Preparedness for Homeowners

Mercury Insurance shares proactive steps for homeowners to minimize hurricane damage and navigate insurance claims during hurricane season.

Flood Insurance Considerations for Western Massachusetts Homeowners

Explore flood insurance needs for Western Massachusetts homeowners, focusing on flood risk assessment and insurance policy reviews to protect against water damage.