INSURASALES

Walmart Parking Lot Incident Highlights Complexities of Liability and Claims

Explore liability and claims challenges in retail parking lot vehicle damage cases as highlighted by a Walmart incident involving a $2,000 repair claim. Insights into insurer and third-party claims administrator roles.

Applied Home National Underwriters CEO Bob Courtemanche Departs After Two Years

Applied Home National Underwriters announces CEO Bob Courtemanche's departure after two years, signaling leadership transition in the P&C insurance sector.

Pennsylvania Seeks Legislative and Insurance Reforms Amid Rising Inland Flood Risks

Pennsylvania faces increasing inland flood risks prompting legislative efforts to improve flood risk disclosures, insurance affordability, and flood mitigation amid rising flood insurance claims and recovery challenges.

Orion180 Launches Flexible Homeowners Insurance in Massachusetts

Orion180 debuts FLEX Home Insurance in nine Massachusetts counties, offering customizable coverage without coastal restrictions amid rising premiums and non-renewals.

Utah Bill Mandates Wildfire Risk Fees with Updated Mapping for Insurance

House Bill 48 in Utah mandates new wildfire risk fees and updated mapping to guide insurance premiums and promote risk mitigation in high-risk wildland urban interface zones, impacting Wasatch and Summit counties starting 2026.

ACA Health Insurance Premiums Proposed to Rise 15% in 2025 Amid Cost and Subsidy Uncertainty

Health insurance premiums in the Affordable Care Act marketplace are projected to increase by 15% in 2025, driven by rising medical costs, new drug expenses, tariffs, and uncertain subsidy extensions.

Humana’s Medicare Advantage Legal Setback Highlights Shifting CMS Regulatory Landscape

Humana's legal loss against CMS over Medicare Advantage star ratings underscores structural regulatory risks reshaping insurer margins and strategies in the U.S. Medicare Advantage market.

Judge Dismisses Humana's Medicare Advantage Star Rating Lawsuit Pending Appeals

Humana's lawsuit challenging its Medicare Advantage star ratings was dismissed due to incomplete administrative appeals. The insurer faces a major downgrade impacting 2026 earnings and plans further legal action.

Legal Dispute Over HIPAA Violation in UnitedHealthcare CEO Shooting Case

Defense attorneys allege Manhattan DA's office violated HIPAA by accessing confidential medical records in UnitedHealthcare CEO shooting case. Prosecutors acknowledge erroneous receipt and deletion of materials from Aetna.

ACA Marketplace Premiums Expected to Rise Sharply in 2026 as Subsidies Expire

KFF analysis projects a 75% average increase in ACA marketplace premiums in 2026 due to the expiration of enhanced premium tax credits, impacting millions of enrollees and market stability.