INSURASALES

New Jersey Faces $19 Billion Health Care Spending Cuts Under Proposed Federal Budget

Proposed federal budget cuts could slash New Jersey's health care spending by $19 billion over nine years, impacting Medicaid, ACA subsidies, hospitals, and insurance premiums, with significant effects on vulnerable populations and the state's economy.

MHP Salud Faces Reduced ACA Navigator Funding Impacting Services in Texas

Texas nonprofit MHP Salud faces funding cuts to its ACA Navigator program, impacting health insurance enrollment services amid CMS efforts to streamline federal spending.

California's Property Insurance Market Faces Ongoing Wildfire Risks and Reform Needs

California's property insurance market is under strain from wildfire losses, prompting urgent calls for regulatory reform and new risk management strategies to ensure market stability and affordability.

Federal Medicaid and ACA Cuts Could Raise Uninsured Millions, Impact Georgia

Federal budget cuts to Medicaid and the ACA could leave 16 million Americans uninsured, with Georgia particularly vulnerable due to its Medicaid policies and high uninsured rates.

Risk of Ending Enhanced ACA Premium Tax Credits Could Raise Pennsylvania Coverage Costs 82%

Enhanced ACA subsidies for nearly 500,000 Pennsylvanians may end in December, potentially increasing health insurance premiums by 82% next year. Senate budget talks have yet to include premium tax credits renewal.

Fitch Maintains Neutral Outlook for European Insurance Sector in Mid-2025

Fitch Ratings maintains a neutral outlook for the European insurance sector in mid-2025, noting stable conditions amid economic challenges and market volatility, with specific improvement in Italian life and German non-life sectors.

Florida's 2025 Legislative Session Falls Short on Homeowners' Insurance Affordability

Florida's 2025 legislative session ended with budget agreements but without meaningful reforms to tackle rising homeowners insurance premiums and housing affordability challenges.

Louisiana Prohibits Auto Rate Increases Solely Based on Age 65 and Older

Louisiana's new law bans auto insurers from raising rates solely because drivers turn 65, impacting premium pricing and regulatory compliance.

Florida Auto Insurance Costs Drop in 2025 but Remain Among Highest Nationally

Florida saw a 9% drop in auto insurance premiums in 2025 but remains the second most expensive state. Rising repair costs and climate risks keep premiums high.

Evolution of Auto Insurance in the U.S.: From Liability to Telematics Pricing

Explore how auto insurance in the U.S. evolved from basic liability coverage to advanced telematics-driven pricing models, shaped by regulation and technology.