INSURASALES

Florida Appeals Court Reverses Citizens Insurance Claim Denial in Roof Damage Case

Florida appeals court reverses Citizens Insurance claim denial, emphasizing limits on staged payment clauses in replacement cost policies. Implications for insurer claim handling and litigation.

Indiana Sees Rising Home Insurance Premiums and Policy Cancellations

Rising home insurance premiums and increased policy cancellations in Indiana are impacting homeowners' ability to maintain coverage and affordability, says Fair Housing Center.

Florida Lawmakers End Session Without Major Insurance Reforms

Florida's 2024 legislative session ends with limited insurance reforms amid profit-shifting concerns and stalled regulatory oversight initiatives. Lawmakers plan further action next session.

California's Property Insurance Market Faces Ongoing Wildfire Risks and Reform Needs

California's property insurance market is under strain from wildfire losses, prompting urgent calls for regulatory reform and new risk management strategies to ensure market stability and affordability.

Florida's 2025 Legislative Session Falls Short on Homeowners' Insurance Affordability

Florida's 2025 legislative session ended with budget agreements but without meaningful reforms to tackle rising homeowners insurance premiums and housing affordability challenges.

Louisiana Prohibits Auto Rate Increases Solely Based on Age 65 and Older

Louisiana's new law bans auto insurers from raising rates solely because drivers turn 65, impacting premium pricing and regulatory compliance.

Florida Auto Insurance Costs Drop in 2025 but Remain Among Highest Nationally

Florida saw a 9% drop in auto insurance premiums in 2025 but remains the second most expensive state. Rising repair costs and climate risks keep premiums high.

Evolution of Auto Insurance in the U.S.: From Liability to Telematics Pricing

Explore how auto insurance in the U.S. evolved from basic liability coverage to advanced telematics-driven pricing models, shaped by regulation and technology.

J.D. Power 2025 Study Highlights Shift to Buyer's Market in Auto Insurance

J.D. Power's 2025 U.S. Auto Insurance Study reveals a shift to a buyer's market as insurers focus on high-value customers following rate stabilization. Key factors include customer satisfaction, pricing, trust, and digital engagement.

Kin Insurance Secures $1.6B Catastrophe Reinsurance for 2025-26

Kin Insurance completes $1.6 billion catastrophe reinsurance program for 2025-26, enhancing risk management and regulatory compliance in homeowners insurance.