INSURASALES

Year-End Insurance Planning Gains Momentum Among High Net Worth Clients

Year-end surge in insurance planning among high net worth clients driven by inflation, market gains, and enhanced advisory strategies. Key focus on life insurance audits and estate planning.

Study Finds Surging Liability Insurance Deficits Driven by Rising Claims Costs

Triple-I and CAS study reveals liability insurance deficits between $231.6B and $281.2B over 2015-2024 due to rising claims costs and legal system factors, exceeding standard inflation.

Illinois House Rejects Bill to Regulate Homeowners Insurance Rates

Illinois lawmakers reject a bill granting the Department of Insurance authority to regulate homeowners insurance rates amid industry concerns and State Farm's significant rate increases.

California Wildfire Insurance Crisis Escalates in Rural High-Risk Areas

California's rural high-fire-risk areas face escalating homeowners insurance challenges as insurers retreat amid growing wildfire risks. The state's FAIR Plan surges with last-resort coverage, while regulatory efforts aim to stabilize the market.

Vehicle Thefts in U.S. Decline 23% in First Half of 2025, NICB Reports

The National Insurance Crime Bureau reports a 23% drop in U.S. vehicle thefts in the first half of 2025 due to enhanced anti-theft technology, law enforcement efforts, and market changes.

Innovative Mutuality Model Offers Cost Savings for Safe Drivers Amid Rising Auto Insurance Rates

Discover how Good Driver Mutuality's AI-driven mutuality platform offers a transparent, cost-effective alternative to traditional auto insurance for safe drivers facing rising premiums in 2025.

Massachusetts Municipalities Missing Flood Insurance Savings Due to Non-Participation in FEMA Program

Massachusetts municipalities, including Boston, miss FEMA flood insurance discounts by not participating in the Community Rating System, increasing costs for flood-prone residents.

House Collapses in Buxton Prompt Safety Warnings and Highlight Insurance Risks

Buxton house collapses highlight coastal erosion risks and insurance gaps. CHNS issues safety warnings; regulatory action on insurance policies discussed.

Government Shutdown Disrupts National Flood Insurance Program Coverage

The U.S. government shutdown disrupts the National Flood Insurance Program, halting policy renewals and new purchases, raising flood risk during hurricane season. Legislative efforts aim to secure program stability.

ZestyAI Expands ZORRO Discover for All P&C Lines, Enhancing Regulatory Intelligence

ZestyAI expands ZORRO Discover to all P&C insurance lines, boosting regulatory approvals by 50% and enhancing market intelligence with AI-driven analytics.