APCIA reports $8 billion in hurricane claims settled, defending industry's response amid Senate subcommittee scrutiny over State Farm and Allstate claims practices.

Explore how driving record, age, vehicle type, and location affect auto insurance rates. Learn practical ways to manage premiums and available discounts from Mercury Insurance insights.

Colorado faces significant home insurance premium increases due to wildfire risks and extreme weather, prompting new regulations to stabilize the market and support homeowners.

Severe storm damage in Missouri exposes insurance claims delays and coverage gaps, with affected homeowners facing adjuster visit delays and inequities in insurance coverage.

Auto insurance shopping rose 10% in Q1 2024, driven by higher-risk consumers and traditional risk-based rate adjustments, with key factors like driving records and credit scores influencing premiums.

Louisiana's elevated bodily injury auto claims exceed national rates, impacting premiums and prompting ongoing debates over tort reform and insurer transparency.

Examining concerns over app-based tracking of driving data affecting auto insurance rates, related lawsuits, and emerging U.S. privacy legislation.

United Automobile Insurance Company (UAIC) leads the U.S. auto insurance market through disciplined underwriting, technological innovation, and customer-centric service. The company's strategic growth and technology investments enhance claims management and accessibility across multiple states.

Third-party litigation funding drives higher premium costs and reduced liability insurance availability, impacting underwriting and claims trends in commercial auto, umbrella, and product liability lines.

Porch Group's Homeowners of America Insurance Company ranked first in Texas and third nationally in direct combined ratio performance in the 2024 AM Best report, demonstrating strong underwriting and loss ratio improvements continuing into 2025.