North Carolina's new SB 452 law raises minimum auto insurance liability limits, mandates underinsured motorist coverage, extends surcharges for inexperienced drivers and moving violations, leading to premium increases starting July 2024.

The 2025 LexisNexis U.S. Auto Insurance Trends Report analyzes 2024 market data revealing rising driving violations, increased policy shopping, and a return to profitability in the auto insurance sector.

The U.S. personal auto insurance industry reported improved underwriting results in 2024 with a net combined ratio of 95.3, driven by strong premium growth and loss control. However, legal system abuse and regulatory challenges pose ongoing risks to profitability and market stability.

Issues with unexpected cancellations of Farmers Insurance home policies affect senior clients, prompting scrutiny of insurer practices and advice on regulatory compliance and consumer actions.

U.S. auto insurance rates climb 12% in 2025 with wide variation among providers. Discover how comparing insurers can yield significant savings on full coverage policies.

Texas DOT reports a data breach compromising nearly 300,000 crash reports, raising insurance fraud and cybersecurity concerns for Lone Star drivers.

Mercury Insurance appoints Steve Bennett to lead a climate science team, enhancing risk mitigation and underwriting in high-risk property and casualty markets.

Mercury Insurance appoints Steve Bennett to lead climate and catastrophe science efforts, focusing on risk mitigation strategies to sustain property and casualty insurance in high-risk areas affected by extreme weather events.

Florida's 4th District Court of Appeals rules limiting references to claims handling delays in insurance disputes, emphasizing compliance with documentation over bad faith allegations.

Louisiana House narrowly defeats Senate Bill 235 proposing tax credits to assist low-income homeowners with rising insurance premiums amid ongoing market challenges and calls for stronger industry oversight.