Great Insights on Insurance Lobbying Efforts in Q4 2025
In the final quarter of 2025, insurance companies focused their lobbying efforts on key issues impacting the repair industry, such as the REPAIR Act, towing regulations, and disaster insurance concerns. Detailed disclosures were submitted to the U.S. House of Representatives and Senate, highlighting these critical discussions.
Major Lobbying Expenditures in Q4 2025
The American Property Casualty Insurance Association (APCIA) reported $1.4 million in lobbying activities during the fourth quarter, with an additional $42,000 paid to a lobbying firm. While APCIA's advocacy efforts largely focused on disaster and weather mitigation, they also addressed autonomous vehicles, safety management systems, and the Right to REPAIR Act (H.R. 2662).
Allstate invested a total of $670,000 in lobbying, with $60,000 allocated to Federal Hall Advisory. The company’s lobbying documentation reveals significant engagement with the REPAIR Act. Likewise, Liberty Mutual expended $580,000 in the quarter, aligning their lobbying strategies with the same legislative priorities.
State Farm directed $660,000 towards lobbying endeavors, centering on industry responses to disasters like fires and hurricanes. Alongside Allstate, State Farm participated in a Senate subcommittee hearing in May, focusing on the handling of natural disaster claims amid allegations of potential misconduct.
Wider Industry Lobbying Efforts
Nationwide disclosed $670,000 in lobbying expenses for the fourth quarter, while the National Association of Mutual Insurance Companies (NAMIC) spent $81,000 through three firms: Confrere Strategies, Crossroad Strategies, and Exigent Government Relations. Overall, the insurance industry ranked fourth in federal lobbying expenditures last year, with a total of $172 million, according to Open Secrets.
Insurance lobbying representatives are frequently seen at state hearings concerning regulatory compliance requirements. At the 2024 Collision Industry Conference, Darrell Amberson of Lamettry’s highlighted the resource disparity between repair shops and insurance industry payers. He suggested that a unified approach could drive positive changes in the industry's regulatory landscape.
In California, Andrew Batenhorst from Pacific B&W Collision Center noted that insurance representatives often outnumber those from collision repair shops at relevant gatherings, despite the state hosting 5,000 repair facilities. Furthermore, Oklahoma Watch recently underscored the insurance sector's formidable influence in state legislation, indicating their strategic positioning in regulatory discussions.