A Georgia homeowner's struggle with a fraudulent fire damage claim exposes gaps in insurance claim verification and the impact of inaccurate records in the C.L.U.E. database on premiums.

AM Best maintains a stable outlook for U.S. commercial lines insurance in 2025 despite challenges from litigation, inflation, and evolving risks. Specialized risk control and AI-driven underwriting are key trends.

State Farm is involved in ongoing lawsuits alleging a multi-billion dollar scheme in Oklahoma homeowners insurance claims, raising regulatory and compliance issues.

A class action lawsuit accuses Blue Shield of California and Magellan Health of maintaining a ghost network of mental health providers, impacting patient access and regulatory compliance.

New York's DFS issues uniform regulations for hurricane deductibles in homeowners insurance, effective 2026, standardizing definitions, notices, and application criteria statewide.

Analysis shows Michigan's 2019 auto no-fault reforms reduce costs and stabilize the insurance market, enhancing affordability and economic competitiveness.

Heritage Property & Casualty Insurance secures approval for average 3.3% rate reduction in Florida, reflecting impacts of recent state insurance reforms.

Farmers Insurance removes policy caps in California, expands homeowners coverage while seeking 6.99% rate hike under Sustainable Insurance Strategy to stabilize market.

Explore how autonomous vehicles reshape P&C insurance with cyber risk complexities and the role of AI-driven underwriting and claims solutions for future-ready insurers.

Explore key challenges in insurance claims after auto accidents through a detailed State Farm case, highlighting delays, disputes, and strategies for policyholders.