Allianz Study: 35% of Americans Expect Financial Improvement in 2025

According to Allianz Life's 2025 New Year’s Resolutions Study, a significant 38% of Americans are prioritizing financial stability in the coming year, representing a notable increase from 33% last year. The study highlights that Millennials are particularly focused on this goal, with 44% considering it their top priority for 2025. Meanwhile, health and wellness remains the most common focus for 45% of respondents. The study indicates that rising living costs are prompting Americans to reassess their financial strategies, with many planning to build emergency funds and increase retirement savings.

Despite the stress induced by rising costs and insufficient savings, optimism remains, as 35% of participants anticipate an improvement in their financial situation in 2025. The study also notes that a majority feel they have poor financial habits, with many indicating excessive spending as a key issue. Allianz Life encourages seeking professional financial advice to improve overall financial health and reduce stress.