Explore the U.S. Excess and Surplus (E&S) insurance market trends featuring modest property rate decreases, variable casualty pricing, and the rising use of AI-driven underwriting technology.

Explore 2025's indexed universal life insurance market growth, regulatory changes, and digital innovations shaping client strategies and compliance.

Analysis of major U.S. large-cap stocks CSX, The Hartford, and Copart highlights valuation metrics and market trends affecting freight rail, insurance, and automotive auction sectors.

Insurity's 2025 survey highlights a significant increase in U.S. policyholders willing to pay more for stronger severe weather protection, emphasizing the need for insurers to innovate in coverage and claims technology.

The expiration of ARPA premium tax credits in 2025 will drive health insurance premium increases in 2026. Employers and employees should consider off-exchange plans and ICHRA strategies to manage rising costs.

Record high auto insurance rates in 2024 are fueling unprecedented comparison shopping and customer switching, challenging insurers to improve retention amid rising premiums.

Commercial auto insurance premiums increased up to 29% in Q2 2024, driven by legal challenges and high-value verdicts. Industry reports predict continued cost rise in 2025, impacting trucking carriers' margins.

Employer health insurance premiums are projected to increase 6-7% in 2025, the largest rise in 15 years, with employers adjusting plans to balance costs and options for employees.

ACA health insurance premiums are set to rise sharply in 2026 as enhanced premium subsidies expire, with insurers citing medical inflation and drug costs. Congressional action is uncertain amid strong public support for subsidy extension.

Progressive Corporation sets new record with 25.9 million personal auto insurance policies in force in July 2025, showing strong year-over-year growth in the auto insurance market.