US Commercial Insurance Rates Rise in Q2 2025, Growth Pace Moderates

US commercial insurance rates continued to increase in the second quarter of 2025, though the rate of growth has slightly slowed compared to earlier in the year. This trend is based on MarketScout's latest pricing study, indicating ongoing upward pressure on commercial insurance costs. The moderation in rate increases may reflect evolving market dynamics and underwriting considerations within the commercial insurance sector. Despite the deceleration, pricing remains a critical factor for insurers and policyholders navigating the commercial insurance landscape in 2025.