Homeowners face rising insurance premiums due to increased climate risks, severe weather, and market shifts. Learn how market reforms and risk mitigation affect coverage costs.

LexisNexis Risk Solutions reveals 9.4% growth in auto insurance shopping and significant rate reductions in Q2 2025, underscoring critical market trends and insurer strategies.

S&P Global Market Intelligence projects steady profitability for US P&C insurers in 2025, highlighting private auto recovery and challenges in homeowners and commercial lines amid catastrophe losses and social inflation.

Homeowners insurance premiums in the U.S. have increased by 10% due to rising replacement costs and more frequent extreme weather events. Explore strategies to mitigate rate hikes including bundling, weatherproofing, and deductible adjustments.

Florida's top auto insurers plan average 6.5% rate cuts in 2024, reflecting the impact of recent legislative reforms on the state's auto insurance market. Drivers see financial relief after previous steep premium hikes.

U.S. health care costs continue to outpace economic growth, prompting increased interest in alternative models like Samaritan Ministries health care sharing, offering flexibility and cost savings amid rising insurance premiums.

US commercial insurance rates increased in Q2 2025, with a slower growth pace than earlier in the year, according to MarketScout's latest pricing data. Insights for insurers and industry stakeholders.

Hawaiʻi's homeowners face increased insurance nonrenewals and rising premiums due to stricter underwriting on roof age, electrical systems, and proximity to the ocean, highlighting market instability and risk management challenges.

PwC reports a shift in US insurance M&A with fewer deals but a rise in megadeals driven by brokerage consolidation and strong P&C profitability, signaling evolving market dynamics.

Insurance companies are retreating from wildfire and hurricane-prone areas, causing rising premiums and fewer coverage options for homeowners. This shift challenges mortgage lending and exposes growing risks in disaster-prone U.S. regions.