INSURASALES

Tag: market trends

Rising U.S. Health Care Costs Drive Interest in Samaritan Ministries Alternative

U.S. health care costs continue to outpace economic growth, prompting increased interest in alternative models like Samaritan Ministries health care sharing, offering flexibility and cost savings amid rising insurance premiums.

US Commercial Insurance Rates Rise in Q2 2025, Growth Pace Moderates

US commercial insurance rates increased in Q2 2025, with a slower growth pace than earlier in the year, according to MarketScout's latest pricing data. Insights for insurers and industry stakeholders.

Hawaiʻi Homeowners Face Nonrenewals Amid Rising Insurance Costs and Stricter Underwriting

Hawaiʻi's homeowners face increased insurance nonrenewals and rising premiums due to stricter underwriting on roof age, electrical systems, and proximity to the ocean, highlighting market instability and risk management challenges.

US Insurance M&A Sees Shift to Megadeals Amid Broader Market Consolidation

PwC reports a shift in US insurance M&A with fewer deals but a rise in megadeals driven by brokerage consolidation and strong P&C profitability, signaling evolving market dynamics.

Insurance Pullbacks in Disaster-Prone Areas Threaten Homeowner Coverage

Insurance companies are retreating from wildfire and hurricane-prone areas, causing rising premiums and fewer coverage options for homeowners. This shift challenges mortgage lending and exposes growing risks in disaster-prone U.S. regions.

Annuities Rise as Key Retirement Planning Tool Amid Market Volatility

Explore why annuities are becoming integral to retirement planning strategies in response to market volatility and increased lifespan. Understand how they help manage financial risks and secure retirement income.

RIAs Lead as Key Growth Channel for Annuity Sales, Survey Finds

Survey highlights registered investment advisors as primary growth channel for annuity sales, signaling evolving insurance market distribution trends and compliance considerations.

U.S. Auto Insurers Shift Focus Amid Return to Profitability: Customer Satisfaction Challenges Persist

U.S. auto insurers return to profitability and shift focus to customer retention amid challenges with 38% low customer satisfaction, per J.D. Power 2025 study.

U.S. Life Insurance Application Activity Grows 1.6% Year-Over-Year in May 2025

May 2025 U.S. life insurance application activity rises 1.6% year-over-year, driven by growth in senior age brackets and higher face amounts.

U.S. Annuity Sales Hit Record $432B in 2024 Amid Rate-Driven Demand

U.S. annuity sales reached a record $432.4 billion in 2024, driven by rising interest rates and demand for retirement income. LIMRA forecasts potential 2025 sales decline amid rate cuts, with RILAs and FIAs expected to remain resilient.