Health Insurance Marketplace Premiums Projected to Rise 15% in 2026
Health Insurance Marketplace insurers are set to propose a median premium increase of 15% for plan year 2026, marking the largest rise since 2018. Key drivers include the scheduled expiration of enhanced premium tax credits which significantly elevate out-of-pocket premium costs, and tariffs that raise the prices of drugs, medical equipment, and supplies. The analysis by Peterson Center on Healthcare and KFF highlights that without the enhanced tax credits, consumers could see their premium payments increase by over 75%, underscoring a substantial impact on affordability within the marketplace.