Explore how rising U.S. private health insurance premiums and declining tax credits will increase costs in the individual market, with rural Americans facing disproportionate challenges in 2025-2026.
Tennessee risks significant health insurance coverage losses and premium increases without extension of enhanced premium tax credits established by the American Rescue Plan, impacting over 265,000 residents and rural healthcare providers.
Marketplace insurers plan a median premium increase of 15% in 2026 driven by expiration of enhanced premium tax credits and tariff effects on medical costs, per Peterson Center and KFF analysis.
The House reconciliation bill introduces major ACA subsidy cuts and Medicaid funding reductions, threatening health coverage for 14 million Americans while increasing administrative barriers.
Security Health Plan recognized as a Qualified Health Plan by CMS for 2025, ensuring access to affordable healthcare coverage through the Marketplace.
