Pennsylvania Proposes Major Increase in Auto Property Damage Coverage Minimums

Pennsylvania House Bill 1666 seeks to raise the minimum property damage liability coverage in auto insurance policies from $5,000 to $25,000 per accident, applicable to policies issued or renewed after the bill's enactment. This legislative proposal mandates insurers to update their policy offerings, coverage communications, and pricing structures to comply with the new financial responsibility standards for drivers. The bill specifies that changes in property damage coverage limits do not require new policyholder signatures on waivers or other benefit-related documents and do not impact bodily injury or uninsured motorist coverage minimums.