RiskScan 2026: Evolving Insurance Risks in the US and UK
The Insurance Information Institute (Triple-I) and Munich Re US have unveiled RiskScan 2026, an in-depth research initiative scrutinizing evolving risk perceptions and interconnected exposures in the US and UK insurance sectors. This comprehensive study includes perspectives from over 1,700 participants across several critical market segments, including consumers, small business owners, mid-market decision-makers, property/casualty (P/C) insurance agents and brokers, and P/C carriers.
RiskScan 2026 highlights the increasing complexity of risk environments influenced by catastrophic events, cyber threats, and economic inflation, alongside geopolitical uncertainties and supply chain disruptions. Marcus Winter, President and CEO of Munich Re US, asserts that the report underscores the vital role of insurance in recovery post-loss and in promoting long-term financial resilience.
Findings reveal that economic conditions are intensifying insurance risks, affecting affordability, claims severity, capital allocations, and market stability. Michel Léonard from Triple-I notes the significant impact of economic factors on insurance risk dynamics. Furthermore, Sean Kevelighan, CEO of Triple-I, emphasizes the importance of risk recognition in tackling challenges such as flood and cyber exposures.
The study also highlights the essential societal value that insurance offers and the importance of enhanced coordination between insurers, policymakers, and risk management leaders to address emerging threats effectively. Conducted by RTi Research in collaboration with Munich Re US and Triple-I, this research calls for greater collaboration across the industry.
For over 60 years, the Insurance Information Institute has been a key provider of risk and insurance insights, while Munich Re US remains influential within the reinsurance domain, delivering innovative solutions to manage diverse risks. Both organizations are committed to strengthening resilience and narrowing the insurance protection gap.