2025 Insights: Evolving Risk and Coverage Challenges for High-Net-Worth Insurance
Explore the 2025 PRMA survey and Liberty Mutual's approach to high-net-worth client insurance challenges, evolving cyber risks, and innovative underwriting solutions.
Explore the 2025 PRMA survey and Liberty Mutual's approach to high-net-worth client insurance challenges, evolving cyber risks, and innovative underwriting solutions.
Atlantic American Corporation posts significant Q3 2025 net income growth, driven by increased premium revenue in property & casualty and life & health insurance segments. Operating income rose notably, reflecting strong market performance and diversified portfolio.
Allstate reports Q3 2025 results with revenue growth, improved underwriting margins, and AI-driven tech expansion. Property-Liability and Protection Plans lead earnings improvement.
Chubb reports record Q3 property/casualty profits driven by strong underwriting performance and evolving market dynamics. Net premiums and investment income rise amid competitive pricing pressures.
Global M&A activity soared in Q3 2025 with a surge in North American mega deals and strong market performance, highlighting strategic risk and integration trends.
Evercore ISI reports that Advanced Driver-Assistance Systems (ADAS) could lower U.S. auto insurance loss cost trends by 1-3% by 2030, driven by reduced claim frequencies and evolving claim severities.
Hanover Insurance Group excels in the U.S. property and casualty sector by leveraging technology and strategic diversification for specialty insurance growth and strong dividend yield. Market leaders like Progressive and Heritage also pursue targeted growth and underwriting discipline.
UnitedHealth Group, America's largest health insurer, navigates DOJ investigation and CEO changes while planning AI-driven cost reductions and premium hikes. Stock shows undervaluation amid demographic tailwinds.
Progressive reports a record 26 million personal auto insurance policies in force in August 2025, with 16.5% year-over-year growth continuing its expansion in the auto insurance market.
The U.S. property/casualty insurance sector posted $11.2B in net underwriting income for H1 2025, driven by premium growth and investment income despite rising catastrophe losses and lower capital gains.