North Dakota Enhances Insurance Violation Penalties with HB 1088

North Dakota has enacted House Bill No. 1088, significantly strengthening penalties for insurance violations under Section 26.1-01-03.3 of the state code. The legislation introduces administrative monetary penalties of up to $10,000 per violation and authorizes the Insurance Commissioner to order restitution payments to harmed individuals, while reserving claim disputes for judicial review. This bill reflects a reinforced regulatory stance on consumer protection and insurer accountability, secured through broad bipartisan legislative support.