FCCI Insurance Group Expands Excess & Surplus Coverage Across All Regions

FCCI Insurance Group has expanded its Excess & Surplus (E&S) insurance offerings through its subsidiary FCCI Specialty Insurance to all its operating regions. This expansion now allows appointed agents to underwrite E&S coverage including property, inland marine, and crime coverages when bundled with general liability. This follows the company's initial launch of E&S lines for general and excess liability in October 2024, representing a strategic effort to meet the needs of hard-to-place risks in diverse industries.

The company emphasizes the enhancement of its product portfolio as a way to offer more customized underwriting solutions for various business classes. The goal is to provide agency partners with a robust E&S platform characterized by superior service and an efficient, streamlined process. This initiative aims to leverage FCCI's expertise and strengthen its market position within the E&S segment.

FCCI Insurance Group, headquartered in Sarasota, Florida, operates through over 3,800 independent agents across 20 states plus Washington, D.C., offering a broad range of commercial insurance products, including property, casualty, workers' compensation, and surety bonds. With assets of $3.3 billion and direct written premium of $1.2 billion, the company holds an A (Excellent) rating from A.M. Best.

The expansion of E&S coverage is particularly relevant for industries such as agribusiness, construction, manufacturing, medical and professional services, hospitality, retail, and wholesale and distribution. FCCI's presence in multiple states with regional offices enhances its ability to serve a wide geographic customer base while addressing unique regional risk profiles.

This move reflects ongoing trends in the insurance industry where carriers are broadening their E&S capabilities to accommodate complex and higher-risk exposures that standard markets may not readily accept. By improving offerings and operational efficiencies, FCCI aims to maintain competitive advantages for its agent network and policyholders alike.