Third-party litigation funding drives higher premium costs and reduced liability insurance availability, impacting underwriting and claims trends in commercial auto, umbrella, and product liability lines.

U.S. property and casualty insurance industry sees best combined ratio in over a decade in 2024, driven by better personal lines underwriting and digital sales growth, despite rising auto repair costs and inflationary pressures from tariffs.

Analysis of repeat DUI offenses in a fatal hit-and-run case underscores challenges for insurers in underwriting, claims, and risk management within auto insurance and regulatory compliance.

Totalis Program Underwriters launches Spotlight MGA specializing in tailored insurance for U.S. entertainment production companies, addressing unique industry risks. Doxa expands event coverage through RVNA acquisition.

The U.S. property/casualty insurance sector achieves best underwriting since 2013 with a 96.6 net combined ratio in 2024, but wildfire losses and tariffs may impact 2025 results.

Recent U.S. insurance sector leadership changes highlight strategic focus on underwriting, sales growth, and risk management solutions in middle market and healthcare segments.

Texas insurers are increasingly using AI-analyzed aerial imagery to evaluate home insurance risks, impacting policy renewals and risk management strategies.

AI technology is projected to handle most standard insurance tasks by 2025, driving operational efficiency, enhancing risk assessment, and transforming claims processing across the US insurance sector.

Liberty Mutual reports $1B Q1 2025 net income, down 33%, impacted by $1.8B catastrophe losses from California wildfires. Underwriting improvements lowered the underlying combined ratio to 81.9. Net written premiums fell in U.S. retail markets but rose 7.5% in Global Risk Solutions.

Munich Re Life US and MIB collaborate to improve access and analytics of electronic health records, streamlining life insurance underwriting processes and enhancing data-driven decision-making.