2025 U.S. Indexed Annuity Sector Sees 9.1% Growth in Sales

The U.S. indexed annuity sector reported impressive growth, reaching $208 billion in sales for 2025—a 9.1% increase over the previous record high. Specifically, fixed index annuity (FIA) sales saw a modest 1% increase, amounting to $128.2 billion. The final quarter of 2025 experienced an 8% rise in FIA sales, totaling $34.4 billion, according to preliminary data from Limra’s U.S. Individual Annuity Sales Survey, which covers 92% of the U.S. annuity market.

Growth in Registered Index-Linked Annuities (RILA)

Industry expert Keith Golembiewski predicts continuous growth in the Registered Index-Linked Annuities (RILA) market, driven by the entry of more carriers and the launch of innovative products. This expansion highlights increasing industry competition and a focus on meeting regulatory compliance requirements while addressing risk management needs.