Dracut's Insurance Coverage Dispute Over Former Officer's Lawsuit

The Town of Dracut has sought a legal judgment to compel MIIA Property & Casualty Group, Inc. to defend and indemnify them in a lawsuit initiated by a former police officer, Leonard Wagner. MIIA's motion for summary judgment was granted based on the Employment Contract Exclusion in their Public Officials Liability policy. The Town claims the lawsuit involves an employment practices violation, but MIIA counters that the allegations stem from an agreement that constitutes an employment contract, which is exempt from coverage. The court ultimately rules that MIIA is not obligated to provide defense or indemnity to the Town in connection with Wagner's lawsuit due to this exclusion.