A Georgia jury awarded $4.2 million in a dog bite lawsuit, highlighting the need for homeowners to assess personal liability coverage beyond standard insurance limits to protect assets.

Explore the surge in nuclear verdicts, state tort reforms, and evolving IRS regulations on 831(b) captive insurance impacting U.S. liability and risk financing strategies in 2025.

In Grayson County, Texas, consumers favor lower-cost holiday light installers without proper insurance, raising homeowner liability risks and impacting insurance claims trends.

Explore how umbrella insurance provides additional liability coverage beyond standard policy limits, protecting against extensive legal and financial risks for homeowners and renters.

A $160,000 wrongful death settlement finalized in South Carolina compensates the surviving spouse after a 2023 DUI golf cart crash. Previous related settlements total over $863,300, with comprehensive insurance and legal actions impacting the liabilities involved.

Explore how fault is determined in California car accidents, highlighting legal frameworks, insurance claims processes, and the role of negligence in assigning liability. Understand the impact on compensation and settlement negotiations.

This article explores key insurance and medical claim challenges following childhood pedestrian accidents, highlighting the need for thorough investigation, insurance literacy, and advocacy in devastating injury cases.

Explore the increasing inadequacy of traditional auto liability insurance limits in covering modern claim costs and the regulatory context around National Forest protections.

Explore how rear-end collisions influence auto insurance premiums in the U.S., including fault determination, state protections against rate hikes, and best practices for reporting and claiming.

Explore how maintenance costs, safety barrier regulations, and liability concerns shape insurance underwriting and risk management for U.S. homeowners with backyard pools.