Indiana University Year-End Healthcare Benefits Checklist for 2025

As the year 2025 concludes, employees with Indiana University (IU) healthcare benefits are encouraged to review their plans to avoid surprises in 2026. Employees continuing in the same medical plan with Anthem will retain their existing ID cards, with new cards issued only for those switching plans. Anthem ID cards are accessible digitally via anthem.com or the Sydney Health app for convenience. Cigna dental plan enrollees should note that physical ID cards are not issued; instead, digital versions can be downloaded or added to a digital wallet through mycigna.com or the MyCigna app. Additionally, employees are reminded to utilize any remaining 2025 healthcare or dependent care Flexible Spending Account (FSA) funds before the year-end deadlines. A critical compliance reminder emphasizes the importance of keeping insurance beneficiaries current, as these designations take precedence over wills or other estate planning documents. Updates to beneficiaries can be made through IU's Employee Center or directly through the benefits vendor portals. IU's medical plan formularies may change annually, affecting medication coverage. Employees are advised to review the upcoming year's formulary to anticipate any changes impacting their prescriptions. Furthermore, participants in the critical illness insurance plan and their covered family members are eligible for a $100 annual tax-free cash incentive upon completing covered screenings or exams, emphasizing preventive health measures. Beyond benefits management, IU acknowledges the varied impacts of the holiday season on employee well-being. The institution highlights resources and strategies for managing stress and mental health, underscoring support access for those needing assistance. For additional questions or aid, IU directs employees to contact AskHR or visit the IU Human Resources website for comprehensive benefit plan information.