Massachusetts Moves to Shift Car Rental Insurance Liability to Renters

Massachusetts legislature has approved bills in both Senate and House designed to reduce car rental costs by shifting the primary liability for rental car insurance to the renter's personal auto insurance.

This change aims to align Massachusetts with most other states where rental companies are no longer required to maintain primary coverage, thus potentially lowering rental prices by eliminating the additional insurance cost passed to consumers. The Senate and House versions of the bill now await reconciliation for a final vote before being sent to Governor Maura Healey for enactment.