INSURASALES
ACA Marketplace Enrollment Doubles Amid Subsidy Dispute Impacting 2026 Premiums

ACA Marketplace Enrollment Doubles Amid Subsidy Dispute Impacting 2026 Premiums

ACA health insurance enrollment has doubled due to expanded subsidies, but political deadlock over extending these subsidies threatens 2026 premiums and market stability.

Judge Upholds CMS Medicare Advantage Ratings, Humana Faces Billions in Losses

Judge Upholds CMS Medicare Advantage Ratings, Humana Faces Billions in Losses

A federal judge upheld CMS Medicare Advantage star ratings, resulting in a downgrade for Humana that risks billions in government bonus payments. The ruling affects nearly half of Humana's Medicare Advantage members and has broad implications for the insurer and Medicare market.

California FAIR Plan Proposes 35.8% Average Rate Hike for Fire-Exposed Homeowners

California FAIR Plan Proposes 35.8% Average Rate Hike for Fire-Exposed Homeowners

The California FAIR Plan proposes a 35.8% average premium increase, with hikes up to 50.9% in fire-prone areas, impacting Santa Cruz County homeowners. Insurance professionals should monitor regulatory review and market implications.

State Farm Faces North Carolina Class Action Over Total Loss Valuation Practices

State Farm Faces North Carolina Class Action Over Total Loss Valuation Practices

State Farm sued in North Carolina for allegedly undervaluing total loss claims by reducing retail values of comparable vehicles, raising regulatory and compliance issues in insurance claim valuations.

Emerging U.S. ER Strain Amid ACA Subsidy Risks and Medicaid Cuts

Emerging U.S. ER Strain Amid ACA Subsidy Risks and Medicaid Cuts

Explore the escalating strain on U.S. emergency rooms due to risk of ACA subsidy expirations and significant Medicaid cuts, impacting healthcare access and costs nationwide.

Federal Report Reveals Inaccurate Mental Health Provider Listings in Medicare Advantage and Medicaid Plans

Federal Report Reveals Inaccurate Mental Health Provider Listings in Medicare Advantage and Medicaid Plans

A federal report finds many Medicare Advantage and Medicaid managed care plans list inaccurate mental health providers, affecting access and compliance. Recommendations include using billing data and creating a national provider directory.

CMS Narrows Medicare Payment Delays Amid Federal Shutdown, Impacting Telehealth

CMS Narrows Medicare Payment Delays Amid Federal Shutdown, Impacting Telehealth

CMS limits Medicare payment delays to specific services amid federal shutdown, focusing on telehealth funding lapses and advising providers on claims submissions and patient billing options.

Medicare Advantage in 2025: Navigating a Complex Regulatory Currents

Medicare Advantage in 2025: Navigating a Complex Regulatory Currents

Explore the latest 2025 Medicare Advantage policy updates, including CMS rule changes on prior authorization, risk adjustment models, Star Ratings, supplemental benefits, provider directories, and marketing oversight.

: Pre-ACA Challenges and Post-ACA Cost Trends

: Pre-ACA Challenges and Post-ACA Cost Trends

Explore how the Affordable Care Act reshaped the US insurance market by mandating coverage for pre-existing conditions, slowing healthcare cost growth, and highlighting ongoing challenges in drug pricing and insurer practices.

Florida Pastor Accused of Forging Life Insurance Policy on Ill Congregant

Florida Pastor Accused of Forging Life Insurance Policy on Ill Congregant

Florida pastor charged with forging a $100,000 life insurance policy on a church member undergoing surgery, highlighting risks of beneficiary fraud in life insurance.