Workplace life insurance premiums increased 9% in Q3 2025 despite declines in disability and supplemental health insurance. LIMRA data highlights market trends and challenges in employee benefits education.

Starting in 2026, SECURE 2.0 mandates Roth catch-up contributions for high earners in 401(k) plans, impacting tax and retirement planning strategies.

U.S. workplace life insurance and disability premiums rose strongly in 2024, driven by term life and long-term disability products. Supplemental health insurance showed mixed results.

Explore the latest innovations in 401(k) plans that enhance retirement savings and financial wellness for employees. Discover how employers are adapting to meet retirement income needs.