California Court Rules Against FAIR Plan's Smoke Damage Claim Practices
California court finds FAIR Plan's smoke damage claim restrictions unlawful, impacting wildfire-related home insurance coverage and insurer liability standards.
California Homeowners Insurance: Pricing, Risk, and Market Challenges
Explore the challenges and solutions in California's homeowners insurance market, covering rising premiums, risk mitigation, the FAIR Plan, and regulatory impacts affecting availability and pricing.
California Leads with Financial Incentives for Wildfire Risk Mitigation
Explore how California’s wildfire premium discounts outperform Oregon’s voluntary certificate program, highlighting effective insurance incentives for homeowner wildfire risk mitigation.
Lawsuits Allege Insurer Collusion Restricts Wildfire Coverage in California
Lawsuits in California allege home insurers restricted wildfire coverage, pushing homeowners to costly FAIR Plan policies amid rising wildfire losses and insurer exits. Experts urge risk mitigation over litigation.
Colorado's Proposed Insurance Fees Aim to Address Rising Homeowners Coverage Costs
Colorado proposes a 1% home insurance fee to fund hail damage mitigation and wildfire claim support, aiming to stabilize market and lower homeowners premiums.