CMS memo confirms federal law supersedes state regulation of Medicare Advantage broker compensation and marketing, impacting insurer practices and legal disputes.

Missouri tornado zones show high uninsured rates; Texas floods spur active insurance outreach. NAIC anticipates FEMA shifting more disaster responsibilities to states.

Nevada and Colorado announce notable health insurance premium hikes for individual and small group markets in 2026, driven by federal tax changes and new state programs like Nevada's Battle Born State Plans.