Tag: small business

Understanding SBA Hazard Insurance Requirements for EIDL Loans

Explore the SBA's hazard insurance requirements for Economic Injury Disaster Loans (EIDL) and how they protect small business collateral in federally declared disaster areas.

Small Business Insolvency Gap Widens as Cyber Claim Costs Rise 30%

Analysis reveals a 22-to-1 gap between small business cash reserves and rising cyber claim costs, emphasizing the need for adequate cyber liability and business interruption insurance.

ACA Premium Tax Credit Expiration to Raise Insurance Costs for Millions in 2026

The expiration of ACA premium tax credits in 2026 is set to significantly increase health insurance costs for millions, impacting coverage decisions and healthcare market stability.

US Senate Deadlock Leaves Colorado Health Insurance Subsidies at Risk for 2026

US Senate deadlock leaves enhanced health insurance subsidies set to expire, risking significant premium hikes for Colorado's individual market in 2026.

Wells Fargo Boosts $5M Grants for LA Wildfire Recovery Aid

Wells Fargo increases wildfire relief grants to $5M supporting Los Angeles homeowners and small businesses. Grants fund modular housing, financial coaching, and SBA loan assistance for wildfire recovery.

ACA Marketplace Faces Challenges as Premiums Set to Rise in 2026

Rising ACA marketplace premiums in 2026 threaten affordability for consumers and small businesses, highlighting legislative challenges and the debate over subsidy extensions.

ACA Tax Credit Expiration Could Double Health Insurance Premiums for 1.4M Georgians

Expiration of Affordable Care Act tax credits may double health insurance premiums for 1.4 million Georgians, prompting bipartisan calls for legislation to extend subsidies and ensure insurance affordability.

Water Damage, Burglary Among Top Small-Business Claims: The Hartford Data

The Hartford’s latest claims analysis reveals water and freezing damage, burglary, and fire as leading small-business insurance claims from 2020-2024, with insights on costs and risk mitigation strategies.

Small Businesses Reduce Payrolls Amid Economic Pressures and Tariff Impact

American small businesses cut 120,000 jobs in November due to inflation, tariffs, and rising costs amid economic uncertainty. Key insights on payroll, tariffs, and healthcare costs.

NFIB Testifies on Health Insurance Affordability Crisis Impacting Small Businesses

NFIB highlights health insurance affordability crisis for small businesses in Senate testimony, urging legislative reforms to improve access and reduce costs in the small-group insurance market.