Tag: risk management

A map of the United States colored by Earthquake Risk Index ratings. Earthquake risk is possible across the United States, and is most prevalent in Hawaii, all along the West Coast, along the Mississippi River where Arkansas, Missouri, Tennessee, and Kentucky borders intersect, Alaska, northwestern Montana, western Wyoming, and southeastern South Carolina. For full results, see the National Risk Index Map webpage.

Earthquake Risk Management and Insurance Considerations in the U.S.

Comprehensive overview of earthquake risks, seismic hazards, and insurance implications in the U.S., focusing on risk management strategies and emergency planning in tectonically active regions.

Comparison of insured losses exceeding $1 billion by peril between 2015–2019 and 2020–2024

Verisk Reports $152B Global Annual Catastrophe Loss, Frequency Perils Intensify

Verisk's 2025 report shows global modeled insured catastrophe losses have increased to $152B annually, driven by frequency perils like thunderstorms and wildfires. Insurance professionals must adapt risk strategies to these evolving challenges.

California Orders Closure of Meritage Health Plan Over Solvency Issues

California regulators mandate closure of Meritage Health Plan due to solvency failures, prompting reassignment of 11,000 Medicare Advantage members by Oct. 31, 2025. Insurers must ensure continuity of care amid contract terminations.

Evolving Role of Representations and Warranties Insurance in Tech M&A Deals

Explore how representations and warranties insurance has transformed risk management in tech sector M&A, highlighting evolving coverage, underwriting shifts, and the critical role of escrow agents in complex acquisitions.

Declining Auto Theft in 2024 Does Not Lower Insurance Premiums

Auto theft in the U.S. drops by 17% in 2024, but auto insurance premiums continue to rise due to repair costs, inflation, and legal factors influencing the insurance market.

Global Ocean Hull Market Sees Rising Premiums Amid Aging Fleet and Emerging Risks

In 2024, the global ocean hull insurance market grew 3.5% in premiums to $9.67 billion, with significant exposure from an aging fleet and new risks from alternative-fuel vessels and geopolitical tensions. Asia-Pacific made up 35% of premiums.

2025 Property Catastrophe Reinsurance Prices Set to Soften with Stable Terms

Property catastrophe reinsurance prices expected to soften in late 2025 with stable terms and retentions. Aggregate coverage offerings remain limited amid disciplined reinsurer market strategies.

Tennessee Ranks Third Nationwide for Fatal Hit-and-Run Crashes, Highlights UM/UIM Coverage Importance

Tennessee ranks third nationwide in fatal hit-and-run crashes, underscoring the critical need for Uninsured and Underinsured Motorist coverage to address compensation gaps in auto insurance policies.

Arkansas Launches State Captive Insurance Program for Schools in 2025

Arkansas to implement the State Captive Insurance Program (SCIP) in 2025, centralizing property and casualty insurance for schools and state-owned properties to enhance risk management and cost efficiency.

Q2 Insurance Sector Earnings Show Mixed Results Amid Market Stability

Q2 earnings for leading U.S. insurance companies reveal mixed financial results amid stable market conditions and evolving underwriting and investment dynamics. Key players like Kemper, Root, Selective, Travelers, and CNA highlight trends in revenue growth, EPS performance, and stock movements.