Social Security in the U.S. faces funding challenges that may reduce retirement benefits by 2033. Annuities provide guaranteed supplemental income and help mitigate longevity risk for retirees.

Explore key strategies U.S. retirees can use to supplement Social Security benefits, including 401(k) and IRA withdrawals, continued employment, and annuities for stable retirement income.

Explore how evolving 401(k) plan features like flexible withdrawals and annuity options are shaping retirement income strategies amid changing demographics and regulations.

Many retirees spend only 2% of their savings annually, half the recommended 4% withdrawal rate, potentially limiting retirement enjoyment. Understanding retirement phases and adjusting spending can enhance retirees’ quality of life.

Vanguard and TIAA introduce Target Retirement Lifetime Income Trusts integrating fixed annuities into target-date funds to address retirement income security. Available 2026.

Explore how venture capital and technology firms are reshaping U.S. retirement income solutions and financial services with scalable, Secure 2.0–aligned innovations.

Vanguard introduces Target Retirement Lifetime Income funds integrating annuities to simplify predictable retirement income for 401(k) investors, amid rising demand for income-focused retirement solutions.

Annuity sales surge as U.S. retirees shift from pensions to personal savings amid rising interest rates and economic uncertainty. Financial advisors play key role in guiding retirement income strategies.

South Korea introduces life insurance reforms allowing policyholders aged 55+ to access death benefits as retirement income, addressing elderly poverty and expanding senior care market opportunities.

Explore the role of annuities in U.S. retirement planning, their complexity, advisor challenges, and their benefits for income security and lifestyle integration.