INSURASALES

Tag: retirement

Current Trends and Considerations in Fixed Annuities for Retirement Planning

Explore key insights on fixed annuities as retirement investment tools amid falling interest rates, covering guarantees, tax implications, and withdrawal rules.

Securian Financial Launches AccumuLink™ Advance Registered Index-Linked Annuity

Securian Financial introduces AccumuLink™ Advance, a registered index-linked annuity offering flexible risk management and market upside potential for retirement portfolios.

Older Americans Face Growing Challenge of Credit Card Debt Before Retirement

Over half of Americans aged 50-64 carry credit card debt, complicating retirement planning. Strategies like refinancing and cost-cutting on auto insurance can help manage high-interest costs as estates, not heirs, are responsible for debt after death.

Longevity Economy Drives $600B Opportunity in Retirement, Biotech, and AI Finance

Explore how the aging U.S. population is creating a $600 billion opportunity through innovations in retirement products, geroscience biotech, and AI-driven financial planning, reshaping insurance and investment landscapes.

Market Trends Highlight Downsizing Opportunities for Older U.S. Homeowners

Explore why many older U.S. homeowners are considering downsizing amid high home equity and rising insurance and maintenance costs, and how current market trends impact their decisions.

GAO: Older Workers' Employment, Financial Stability Rebound to Pre-Pandemic Levels

GAO reports employment and financial stability for older U.S. workers have rebounded to pre-pandemic levels, with insights on retirement trends and labor policies affecting this demographic.

Mid-2025 Market Conditions Boost Attractiveness of Immediate Annuities for Retirees

Explore how elevated interest rates in mid-2025 enhance immediate annuity payouts, providing retirees age 70+ with reliable, guaranteed income amid economic uncertainty.

Financial Strategies for U.S. Seniors: Enhanced Retirement Contributions and Tax Benefits After 50

Explore enhanced retirement savings options and tax strategies available to U.S. seniors aged 50 and above, including catch-up contributions, tax deductions, RMD rules, and more to optimize retirement readiness.

Resurgence of Annuities Highlights Retirement Security and Health Benefits

Annuities are gaining renewed interest as a solution to retirement insecurity, offering guaranteed lifelong income and improved health outcomes amid lapses in defined benefit plans.

Variable Annuities with Lifetime Income Benefits Offer Strategic Value in Retirement Planning

Research highlights the strategic value of variable annuities with lifetime income benefit riders, offering retirees income protection and enhanced risk management amid market volatility.