Verisk's 2025 report shows global modeled insured catastrophe losses have increased to $152B annually, driven by frequency perils like thunderstorms and wildfires. Insurance professionals must adapt risk strategies to these evolving challenges.

Property catastrophe reinsurance prices expected to soften in late 2025 with stable terms and retentions. Aggregate coverage offerings remain limited amid disciplined reinsurer market strategies.

Global reinsurance capacity reaches $720 billion in 2025 with record catastrophe bond issuance. Aon highlights strategic imperatives for insurers to sustain growth amid market pressures.

Verisk's 2025 report reveals global insured property losses from natural catastrophes have risen to $152B annually, driven by frequent severe events. Insurers must adjust risk models and strategies to manage growing catastrophe exposures effectively.

NAIC's 2025 Summer Meeting advances state-based insurance regulation modernization with a focus on RBC governance, reinsurance oversight, consumer protection, and regulatory clarity.

Explore how updated flood risk assessments and Risk Rating 2.0 impact flood insurance premiums and options in Western North Carolina amid changing flood patterns and regulatory adjustments.

Minnesota health insurance premiums are expected to increase between 7% and 26% in 2026 due to rising health care costs and the expiration of federal subsidies under the Affordable Care Act.

Colorado lawmakers propose a $100M state loan to support ACA health insurance affordability fund amid federal subsidy expiration risks, aiming to prevent premium spikes and coverage losses.

Colorado drops proposal to raise health insurance fees, opting instead for a $100M interest-free loan from the Unclaimed Property Trust Fund to fund state health insurance subsidies amid federal cuts.

Willis introduces Gemini, a digital auto-follow reinsurance facility backed by Lloyd's syndicates, enhancing sustainable local capacity and streamlined claims management.