The impending expiration of ACA premium subsidies threatens to double costs for millions, highlighting urgent need for regulatory reforms to expand healthcare supply and stabilize insurance markets.
California's home insurance costs remain moderate but are expected to rise due to new regulatory reforms allowing insurers to use climate risk models, impacting affordability and coverage availability for homeowners, especially in fire-prone areas.
Analysis shows Michigan's 2019 auto no-fault reforms reduce costs and stabilize the insurance market, enhancing affordability and economic competitiveness.
Explore the complexities of ACA premium subsidies, pandemic enhancements, and policy debates shaping the U.S. individual health insurance market future.
The California FAIR Plan's rapid growth in 2025 reflects continuing wildfire insurance challenges. New reforms aim to expand private insurer participation despite higher premiums.
Recent IRS regulations on 831(b) micro-captive insurance companies have raised compliance and enforcement concerns, prompting calls for regulatory reform to better align IRS actions with congressional intent and protect small businesses.
