Q1 earnings reveal mixed performance among major U.S. life insurers amid interest rate shifts, demographic trends, and competitive pressures from insurtech firms.

UnitedHealthcare’s Q1 2025 earnings saw a market overreaction due to increased Medicare Advantage costs and CEO resignation. Despite short-term guidance reductions, strong profitability and diversified revenue streams make it a compelling value opportunity.

Tariffs on imported construction materials could raise average U.S. home insurance premiums by $106 in 2025, driven by higher rebuilding costs and supply chain effects.