Tag: regulation

Health Insurance Affordability: Policy Challenges and Market Implications

Explore how affordability challenges in health insurance impact regulatory policy and market dynamics. Insights on maintaining balance in health insurance costs and coverage.

Galen Centre Proposes Mandatory Health Screenings for Malaysian Medical Insurance Amid High NCD Rates

Galen Centre recommends mandatory health screenings for Malaysian medical insurance buyers to address high NCD prevalence and improve underwriting and claims fairness.

House Financial Services Committee Advances Bipartisan Housing Solutions Amid NDAA Developments

House Financial Services Committee advances bipartisan efforts to improve affordable housing access and reduce regulatory barriers amid NDAA housing provision changes.

U.S. Vehicle Affordability Challenges Persistent Despite Regulatory Rollbacks

Despite regulatory rollbacks intended to lower new car prices by $1,000, U.S. vehicle affordability remains pressured by high auto loan rates, rising prices, tariffs, and maintenance costs.

2024 Survey Reveals Widespread Challenges in U.S. Annuity Literacy Amid Rising Sales

The 2024 Policygenius survey shows 79% of Americans struggle to define annuities despite record sales, highlighting a crucial need for enhanced financial education and advisor transparency in the U.S. insurance market.

Evolving 401(k) Features Aim to Support Retirees with Flexible Withdrawals and Annuities

Explore how evolving 401(k) plan features like flexible withdrawals and annuity options are shaping retirement income strategies amid changing demographics and regulations.

California Home Insurance Costs Shift as Climate Risk Models Gain Use

California's median home insurance remains moderate but reforms allowing climate risk models will likely increase premiums and affect coverage, especially in fire-prone areas.

Class Action Lawsuit Links Rising Insurance Premiums to Big Oil Climate Impact

A groundbreaking class action lawsuit alleges major fossil fuel companies misled the public about climate change, contributing to rising home insurance premiums amid increasing extreme weather events.

New York Mandates Insurer Coverage for Lung Cancer Follow-Up Screenings

Starting 2027, New York insurers must cover lung cancer follow-up screening and diagnostics without member cost sharing, following clinical guidelines and allowing insurer medical management.

ZestyAI Risk Model Approved in Three Additional U.S. States

ZestyAI's AI-driven risk model gains regulatory approval in three more U.S. states, advancing predictive analytics in property insurance underwriting and risk management.