INSURASALES

Tag: regulation

ACA Premium Tax Credit Extension Uncertainty and Market Implications

Congress faces a critical decision on the extension of ACA enhanced premium tax credits, impacting millions of insured Americans and the health insurance marketplace.

Healthcare Giants Avoid $34 Billion in Taxes Post-2017 Tax Law, Patient Care Impacted

Seven major U.S. healthcare corporations avoided $34 billion in taxes after the 2017 tax law while increasing profits and insurance claim denials, with implications for patient care quality and regulatory scrutiny.

Rising Home Insurance Premiums Reflect Growing Climate-Related Risks

Homeowners face rising insurance premiums due to increased climate risks, severe weather, and market shifts. Learn how market reforms and risk mitigation affect coverage costs.

Allianz Life Cyberattack Highlights Rising Cybersecurity Risks in US Insurance

The 2025 cyberattack on Allianz Life affects 1.4 million US customers, raising industry-wide concerns about data privacy, regulatory compliance, and cyber risk management in life and health insurance.

Federal Appeals Court Classifies Fractional Life Insurance Policies as Securities

The Ninth Circuit ruled fractional interests in life insurance policies are securities, raising compliance requirements for wealth managers and advisors in the U.S.

Low Flood Insurance Uptake in Wisconsin Amid Rising Flood Risks

Wisconsin shows low adoption of federal flood insurance despite increasing flood risks. This analysis covers NFIP policies, private flood insurance options, and regulatory gaps affecting coverage.

Allianz Life Reports Data Breach Affecting 1.4 Million Customers

Allianz Life Insurance disclosed a data breach compromising personal information of 1.4 million customers, highlighting cybersecurity challenges in the insurance industry and compliance implications.

Growth of Foreign Reinsurance in U.S. Life Insurance Market: ALIRT Update

ALIRT Research reports on the rapid growth of foreign reinsurance in the U.S. life insurance and annuity sectors, exploring regulatory implications and industry impact.

Allstate Q2 Sees Strong Financial Growth, Auto Insurance Profitability Up

Allstate reports robust Q2 revenue and net income growth, driven by auto insurance premium increases and improved combined ratios. Regulatory approvals in key states support market stability.

Rising Specialty Drug Costs Drive Use of Controversial Employer Funding Programs

Increasing specialty drug costs lead to greater use of alternative funding programs in employer health plans, raising access and cost concerns amid rising drug prices.