INSURASALES

Tag: regulation

Understanding Homeowners Insurance Cancellation: Key Insights for Mortgage Compliance

Explore the impact and regulatory context of homeowners insurance cancellations, including lender requirements, force-placed insurance implications, and steps for securing replacement coverage in compliance with state rules.

California Orders Closure of Meritage Health Plan Over Solvency Issues

California regulators mandate closure of Meritage Health Plan due to solvency failures, prompting reassignment of 11,000 Medicare Advantage members by Oct. 31, 2025. Insurers must ensure continuity of care amid contract terminations.

Used Car Auction Prices Stable Amid Tariff-Driven Market Pressure

U.S. used car auction prices held steady in August, but long-term tariff effects on new car costs signal potential price increases. Market watchers should track these inflation and trade-driven dynamics.

New Mexico Faces Fourth-Highest ACA Health Plan Rate Hikes in 2024

New Mexico will see some of the nation’s highest ACA health insurance premium increases in 2024, with average individual plan rates through the BeWell marketplace rising 35.7%, according to state insurance regulators.

ACA Premium Tax Credit Extension Uncertainty and Market Implications

Congress faces a critical decision on the extension of ACA enhanced premium tax credits, impacting millions of insured Americans and the health insurance marketplace.

Healthcare Giants Avoid $34 Billion in Taxes Post-2017 Tax Law, Patient Care Impacted

Seven major U.S. healthcare corporations avoided $34 billion in taxes after the 2017 tax law while increasing profits and insurance claim denials, with implications for patient care quality and regulatory scrutiny.

Rising Home Insurance Premiums Reflect Growing Climate-Related Risks

Homeowners face rising insurance premiums due to increased climate risks, severe weather, and market shifts. Learn how market reforms and risk mitigation affect coverage costs.

Allianz Life Cyberattack Highlights Rising Cybersecurity Risks in US Insurance

The 2025 cyberattack on Allianz Life affects 1.4 million US customers, raising industry-wide concerns about data privacy, regulatory compliance, and cyber risk management in life and health insurance.

Federal Appeals Court Classifies Fractional Life Insurance Policies as Securities

The Ninth Circuit ruled fractional interests in life insurance policies are securities, raising compliance requirements for wealth managers and advisors in the U.S.

Low Flood Insurance Uptake in Wisconsin Amid Rising Flood Risks

Wisconsin shows low adoption of federal flood insurance despite increasing flood risks. This analysis covers NFIP policies, private flood insurance options, and regulatory gaps affecting coverage.