Mortgage rates must fall below 6% to enhance U.S. housing affordability and stimulate market activity, but experts predict declines won't occur until 2027 or later amid economic uncertainty.

Explore why many older U.S. homeowners are considering downsizing amid high home equity and rising insurance and maintenance costs, and how current market trends impact their decisions.

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.

Explore how Georgia's tort reform, manufacturing tariffs, automotive regulations, and AI advancements are shaping the U.S. insurance industry landscape in 2024.

Homeowners insurance premiums have surged 24% from 2021 to 2024, driven by extreme weather events and rising rebuilding costs, exacerbating U.S. housing affordability challenges for buyers and owners alike.

Bankrate's 2025 study shows renting is cheaper than buying in all top U.S. metros, with the average mortgage payment 38% higher than rent amid rising rates and costs.

A study shows that over 11 million U.S. homes are without insurance amid rising premiums, highlighting alarming trends in the housing market.

Discover why Florida is the hottest state for real estate investments in 2025, highlighting tax advantages and housing market dynamics.