A Guardian Service survey finds a significant gap between homeowner confidence and actual insurance knowledge, highlighting generational differences and implications for the property insurance industry.

Missouri tornado zones show high uninsured rates; Texas floods spur active insurance outreach. NAIC anticipates FEMA shifting more disaster responsibilities to states.

The NAIC is urged to recommend stronger consumer transparency and appeal rights related to undisclosed risk characteristics in property and casualty insurance, addressing rising premiums and coverage issues.

Lane County homeowners face up to 50% hikes in insurance premiums due to increased wildfire losses since 2020, impacting local insurance markets and budgets.

Homeowners insurance companies are increasingly requiring maintenance and repairs as a condition for policy renewal amid rising claims costs and market pressures. Learn how these underwriting changes affect coverage and policyholder decisions.

Explore the top five most expensive U.S. states in 2025, focusing on key drivers like homeowners insurance, wildfire and hurricane risks, and housing inflation shaping the insurance and housing markets.

Florida's OIR and University of Florida partner to enhance home resilience against water intrusion, aiming to reduce insurance costs through advanced building materials and smart technologies.

Survey reveals Florida Republicans rank homeowners' insurance as a leading economic concern alongside housing costs and property taxes, shaping policy debates.

New Jersey's Department of Banking and Insurance offers detailed guidance on filing flood and storm damage insurance claims following the July 2024 severe weather, highlighting coverage nuances and claims procedures.

Severe July flash floods in Texas Hill Country have caused extensive property damage and triggered insurance affordability and housing market challenges, spotlighting risk management and regulatory responses.